Health Care and the Commerce Clause

There is one thing Congress could do about health care that’s entirely Constitutional, but they refuse to consider it.

I’ve often wondered why health insurance can’t be sold from state to state when we have a commerce clause in the Constitution. Isn’t the Commerce Clause supposed to keep commercial activity regular between the states? If so, why can’t I purchase health insurance from a state where it’s affordable? I’ve never been provided a decent answer. Until now.

Judge Andrew Napolitano explains it in a Wall Street Journal op-ed.

Rep. Clyburn, like many of his colleagues, seems to have conveniently forgotten that the federal government has only specific enumerated powers. He also seems to have overlooked the Ninth and 10th Amendments, which limit Congress’s powers only to those granted in the Constitution.

One of those powers—the power “to regulate” interstate commerce—is the favorite hook on which Congress hangs its hat in order to justify the regulation of anything it wants to control.

Unfortunately, a notoriously tendentious New Deal-era Supreme Court decision has given Congress a green light to use the Commerce Clause to regulate noncommercial, and even purely local, private behavior. In Wickard v. Filburn (1942), the Supreme Court held that a farmer who grew wheat just for the consumption of his own family violated federal agricultural guidelines enacted pursuant to the Commerce Clause. Though the wheat did not move across state lines—indeed, it never left his farm—the Court held that if other similarly situated farmers were permitted to do the same it, might have an aggregate effect on interstate commerce.

James Madison, who argued that to regulate meant to keep regular, would have shuddered at such circular reasoning. Madison’s understanding was the commonly held one in 1789, since the principle reason for the Constitutional Convention was to establish a central government that would prevent ruinous state-imposed tariffs that favored in-state businesses. It would do so by assuring that commerce between the states was kept “regular.”

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The same Congress that wants to tell family farmers what to grow in their backyards has declined “to keep regular” the commercial sale of insurance policies. It has permitted all 50 states to erect the type of barriers that the Commerce Clause was written precisely to tear down. Insurers are barred from selling policies to people in another state.

That’s right: Congress refuses to keep commerce regular when the commercial activity is the sale of insurance, but claims it can regulate the removal of a person’s appendix because that constitutes interstate commerce.

What we have here is raw abuse of power by the federal government for political purposes. The president and his colleagues want to reward their supporters with “free” health care that the rest of us will end up paying for. Their only restraint on their exercise of Commerce Clause power is whatever they can get away with. They aren’t upholding the Constitution—they are evading it.

Judge Napolitano was referring to Rep. Clyburn all but admitting congress doesn’t give a whit about the Constitution. If they did, we would not have been stripped of the freedom to purchase our health insurance anywhere we see fit. All this talk about competition is nothing short of ridiculous. If they wanted insurance companies to compete we’d already have competition.