Thanks to Obamacare, smokers could be looking at paying 50% more for health insurance premiums. Many poor people smoke and may not be able to afford the increased premiums (which aren’t covered by the subsidies) so they could wind up dropping their insurance and paying the cheaper penalty until they get sick.
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Millions of smokers could be priced out of health insurance because of tobacco penalties in President Barack Obama’s health care law, according to experts who are just now teasing out the potential impact of a little-noted provision in the massive legislation.The Affordable Care Act — “Obamacare” to its detractors — allows health insurers to charge smokers buying individual policies up to 50 percent higher premiums starting next Jan. 1.For a 55-year-old smoker, the penalty could reach nearly $4,250 a year. A 60-year-old could wind up paying nearly $5,100 on top of premiums.Younger smokers could be charged lower penalties under rules proposed last fall by the Obama administration. But older smokers could face a heavy hit on their household budgets at a time in life when smoking-related illnesses tend to emerge. (Read More)
There is no provision for insurance companies to raise premiums for alcoholics, drug abusers, the obese (whose healthcare costs are much higher than for smokers), the sexually promiscuous or any other people that have unhealthy lifestyles or habits.buy xanax online without prescription
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